What Germany’s Coal Miners Can Teach America About Medical Debt

Two hands reach up to a heart with a medical cross inside it

From Noam N. Levey / KFF Health News: Germany, like the U.S., has a largely private healthcare system that relies on private doctors and private insurers. Like Americans, many Germans enroll in a health plan through work, splitting the cost with their employer. But Germany strictly limits how much patients have to pay out of their own pockets for a trip to the doctor, the hospital, or the pharmacy, making medical debt practically nonexistent.

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From Noam N. Levey / KFF Health News: Germany, like the U.S., has a largely private healthcare system that relies on private doctors and private insurers. Like Americans, many Germans enroll in a health plan through work, splitting the cost...

Michael Sani is the founder of Play Verto, a platform that leverages play and gamification to transform traditional research and foster a sense of belonging among its players. With over 12 years of experience in strategizing and co-creating initiatives for...

Andrew Schwartz is a Senior Advisor at The Common Initiative, working within a collective of experts on biodiversity, climate, human rights, and economic reform. Previously, as Director of Strategic Initiatives at the Center for Earth Ethics, Andrew led efforts to...

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